Remove Your Credit Inquiries & Watch Your Score Go Up!

I wanted to share something interesting with you guys.

A couple of weeks ago I gave a dynamic money presentation at a local event about credit and
I asked the crowd how many of them had good credit.  

Out of a crowd of about thirty five, about 20 people raised their hands.  

I then asked those that had checked their credit within the past 90 days, to keep their hands up.

That number QUICKLY dipped down to 8 people.  

I asked a man in the front row, who had a smug look on his face.

"How do you know you have good credit?"

He quickly came back with "I know I have good credit because I have never missed a payment!"

I asked him did he know that payment history only makes up 65% of his credit score

Then I noticed his eyes shift as he paused and then admitted that no he did not know that.  

We have clients all the time who thought that their credit was perfect, until they went to apply for something and realized that they have a 620 credit score and have never been late on a payment! 

A recent client of ours had this exact same scenario and could not figure out why - and as it turns out she got rejected for new credit because she had 4 maxed out credit cards and 7 inquiries in a very short period of time.  

Your debt utilization, credit mix, age of credit and recent inquiries are all factors that make up a significant portion of your credit score.  

But even if that wasn't the case, it’s a FACT that 4 out of 5 credit reports have errors.

...and one of the biggest errors that we see time and time again is - unauthorized credit inquiries :(

An inquiry here and there won't dramatically hurt your score - however if you have a number
of inquiries within a short period of time - it can easily make your score dip down 20+ points!  

That is why it is super important that you stay on top of your credit through a credit monitoring service such as or

As of NOW - we offer credit inquiry removal services to remove unauthorized inquiries from your credit report and can often bring your score up 20-50+ points in the process. (Join or set up an appointment to get yours today).

If you are ready to add a quick 20-50+ to your credit score by simply removing inquiries from your report - CLICK HERE TO set your 1-1 Session.

Don't delay!  This offer is good only through this Friday, July 29, 2016.

Dear Tani: How Can a Financial Team Help Me?

Dear Tani: How Can a Financial Team Help Me?

I know how easy it can to feel to be overwhelmed with trying to balance your finances and determining what’s best for your financial future.  However, you don’t have to go through this alone. This is why it is key to have someone to work with you, to determine and plan your long-term financial goals. You can allow yourself to feel at ease and have a peace of mind by knowing that there is someone on your side who will work with you and plan your long term financial goals. Just how can you do this? By having a financial team!   

Is your shoe game better than your score?

Many of us care about what we are wearing versus ensuring if the bank account is increasing….

Is your shoe game better than your score?

Announcement: Buying expensive shoes will not increase your credit score!

Many ladies rely on a “shoe game” when checking out their credit scores and this means that many ladies seem to think that spending an arm and a leg on something like an expensive pair of Jimmy Choo heels is the best way to increase their scores.

It turns out that it is harder to raise your score by playing this kind of "shoe game" with your credit score. Making one time, frivolous purchases can potentially do nothing to help your score. If you're stuck with a terrible interest rate, you may only be making payments that do nothing to benefit you in the long run. Think about it this way – if you were a lender, would you rather give your money to someone who made smart purchases or those who only wallowed in lingering debt due to a silly purchase? There are many tactics that you can use to raise your credit score.

One example is to have a recurring payment come out of your credit cards. This, might be for an example a phone bill, a utility or other payment of that nature. If you are using your credit and paying off your balance as much as possible, this can also affect your score for the positive. Leaving a lingering balance based on a purchase at a shoe store will not help your score. Also, many people use their credit for important purchases, such as for your house or vehicle, which look much better to lenders than your last purchase from Macy's.  

If you have any questions about credit and finances, look no further than AskTani. With her expert methodologies, you will soon be on the path to living debt free and actually look forward to crunching the numbers of your finances. Playing the credit game may seem like tough work, but she promises to make it effortless and you can wear that score on your sleeve (and have your Jimmy Choo shoes, too!).

How to Turn Your Credit Score Around?

How to Turn Your Credit Score Around?

In modern world it is said that money is everything – and in MANY cases, it can be true. Having an easy access to money is worth a lot. Most of us live a well-balanced life and take care of our health, happiness and people around us. We also take a note on our financial situation and do our best to handle on it. However, even though everything looks to be working out pretty well, there are unpredictable events that can put our lives off-balance.

The Naked Credit System

The Naked Credit System

Have you ever had a credit mistake that kept you STUCK, frustrated and embarrassed Because OF THE SCORES? Discover how to bring excitement, freedom and profits into your CREDIT LIFE with a simple yet powerful STRATEGY.


The Fastest Way to Fix Errors

The Fastest Way to Fix Errors

By: Philip Tirone with 720 CreditScores.

Some studies say that approximately 80 percent of people have errors on their credit reports. A recent exposé by the television show 60 Minutes had the figure at 40 million people.One way or another, a lot of people are being seriously harmed by errors on their credit reports.

Pursuing Your Dreams Despite Challenges

Pursuing Your Dreams Despite Challenges

Approximately FOUR months ago I was extremely confused, and severely stuck… BUT God…

Life isn’t always easy, but lately it has been extremely difficult. I’ve been through some challenging conditions that have taken its toll on my business endeavors. These difficulties have really placed a roadblock in my life, and it wasn’t exactly easy to overcome. But like all things in life, you learn from it all, and during these challenging past few weeks, I’ve learned a lot.

4 Mid-Year Money Strategies

4 Mid-Year Money Strategies

Here you will find 4 simply Mid-Year Strategies you can implement immediately that can have a profound affect on your finances and IMPACT your credit scores. 1. Save at least 10% ten percent of your income. If you don't pay yourself first, there won't be any left over at the end of the month to save.

AskTani Entry Level Program

AskTani Entry Level Program

Many people took a hit when the economy tanked a few years back. Some people took a good bit more than a hit. However, now that the economy is heading into recovery, it's time to start fixing those dinged credit reports. Most people are more than a little overwhelmed by the thought. Maybe you don't know where to start. Maybe you've tried to repair your credit by yourself a few times, but stalled out when creditors weren't responsive to your efforts.

Learn credit TIPS that will enhance your scores.

Are you dating your money? Are you dating your credit report? Are you setting aside time to develop your financial future?

In today's AskTaniTV, you will learn TIPS you can apply to enhance your scores.

It's important that you date yourself and date your money, setting time aside to understand your credit will make a world of a difference.

I would love to hear from you. What strategies have you tried to increase your credit score? Comment and share your thoughts below.

Did you like this video? If yes, SHARE with your amazing friends.

Remember, passion and empowerment becomes fun and exciting when you take actions in fulfilling your goals and your dreams.

Thank you for watching!

With LOTS of LOVE,




housedebt_2560The foreclosure facts are this: Just like bankruptcy,foreclosure has a severe negative impact on your credit score. But just as in bankruptcy, taking the right steps to repair your bad credit after a foreclosure makes a world of difference.

Foreclosure Facts #1

If you learn how to fix credit, your credit score can increase to 700 in just two years after a foreclosure!

Foreclosure Facts #2

Remember that you have options. Have you considered a short sale? A loan modification? If you have already entered into the foreclosure process, think about the ways you can stop the foreclosure from happening. And be sure you know how foreclosure works so you can take steps to minimize the damage.

Foreclosure Facts #3

Unfortunately, foreclosure is sometimes an inevitable reality. But just like restoring credit after a bankruptcy, you can take steps to minimize the damage.

The PROCESS can be overwhelming.

Call Tani for more details. Let'sTalk2

Attack Debt by Cutting Cost...

The easiest way to get +$100 every month... What if I told you you can earn more than $100 per month just by being smart with your money? The great thing is that the whole household can be included in the game that will at the end of the month result in you having $100 more in your pocket to spend on things that actually matter to you.

In order to have more money, you do not need to earn more – you just need to play it smart with the existing income and save bit by bit. We’ll teach you how to start the game by introducing the simplest principle called 10/10 that will get you started on saving more than $100 per month. In such a way, you will have the opportunity to learn how to spend your money on things that enrich your LIFE and how to CUT costs on the things that are not essentially needed. Introducing 10/10 principle in the video you will see how simple it is to attack your debt by cutting costs.

In today’s episode Ask Tani TV brings you all the basics behind the 10/10 principle and gets you up to speed in household cost reduction. You can start with saving $10 per purchase and see how it goes – even better, you can invite all your family to the challenge of saving money. This is a great way to teach your children about how to wisely organize and spend your funds. On the other hand, you and your children will also benefit from the money being saved – because you will be able to spend it on the things that matter most to you.

After you watch the video, LEAVE a comment on how this video has helped you. Also share it with your amazing friends so they can be empowered towards saving money. You also want to subscribe to my email list so you don’t miss out on more financial tools and resources. Take control of your debt and don’t let it take control of you.