Here you will find 4 simply Mid-Year Strategies you can implement immediately that can have a profound affect on your finances and IMPACT your credit scores.

1. Save at least 10% ten percent of your income. If you don’t pay yourself first, there won’t be any left over at the end of the month to save.

Set up an automatic transfer to an account to make it easy.

Think about it. It makes sense. 

2. Pay at least the minimum on your credit cards, and pay off all that you can. Making at least the minimum payment ON TIME accounts for 35% of your credit score, though paying off the entire balance each month can save you hundreds in interest.

creditpie_inquiries

3. Contribute enough to your 401(k) to get the maximum company match. Your kids can get help to pay for college, but NO ONE will help pay for your retirement. If you’re not taking advantage of a company match, you’re turning down a yearly bonus from your employer.

Think about it. It makes sense. 

4. Review your insurance policies and update as needed. Review your life, health, home, auto and disability insurance policies. Make sure you have cost replacement coverage on home and auto insurance, as well as good liability coverage.

Make sure your home insurance refleMoney and spiritualitycts the current value of your home. This is crucial. MOST people are paying much more. Review your policy today.

 Let’s make our MONEY GROW!!! 

 

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credit

Many people took a hit when the economy tanked a few years back. Some people took a good bit more than a hit. However, now that the economy is heading into recovery, it’s time to start fixing those dinged credit reports. Most people are more than a little overwhelmed by the thought. Maybe you don’t know where to start. Maybe you’ve tried to repair your credit by yourself a few times, but stalled out when creditors weren’t responsive to your efforts.

At AskTani.com, we have developed an Entry Level program that helps you repair and rebuild your credit from start to finish. We can help you rebuild even a poor credit score into one that shows marked improvement.

What makes our program unique?

Our emphasis is on looking at your cash flow rather than your total debt amount.

Looking at what can be a fairly sizeable sum of debt can be really intimidating to some people.

We start off by looking at your overall cash flow, and making sure that you’re managing your current bills responsibly.

We know that you didn’t intend to go into debt, but we also know that when you do, it often spirals out of control, and that sometimes it’s easier for you to just bury your head in the sand. It’s our job to help you see the light at the end of the tunnel.

While it’s important that we have a current credit report, we’re not going to spend time focusing on what your score is today. That doesn’t matter. What is important is the end result, and we help you set a goal with a long term plan for improving that score over time. Not only are we looking at paying off old debt, but at bringing some good credit to your report as well. It takes both actions to truly repair your credit!

Often, when you get to the point where you realize you must do something about your debt, you may feel ashamed. You may feel like a failure, or like you’ve let yourself, or your family, down. We understand your feelings, and we’re here to help you make amends.

It’s going to take hard work, and a little sacrifice, but we know that we can help you move in a positive direction and begin taking those first hard steps towards rebuilding your credit!

This program asks for a six month commitment because it takes the credit agencies a minimum of 45 days to respond on the disputes while we are WAITING we are working ON YOUR GOALS.

The INITIAL investment is $199 AND $89 per month.

getstartedwithtani

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